[yin yang]


CONTENTS:




David Thomas Banner


3, Sussex Terrace, Hawthorn, South Australia 5062
Telephone: 0435 588 775
(International: + 61 435 588 775)
E-mail


TERMS ON WHICH THIS WEB SITE MAY BE USED


General
This document sets out the terms and conditions ("these terms") on which you may browse my web site ("my site") and make use of its content. If you do not agree to all of these terms, you should leave my site without browsing it or using any of its content. The act of browsing my site constitutes your agreement to these terms.

Copyright
The content of my site, including the underlying source HTML code, (apart from other sites to which links are provided) is copyright to me. You may not, without my prior written permission, use or reproduce any of the content of my site unless such use or reproduction is for your own personal, private and non-commercial purposes.

Any reproduction of any of the content of this site must include the copyright notice which appears at the end of each page.

Reliance
The content of my site is intended to be for your general information only. None of it is to be taken as considered legal advice and you must not rely on it or on any part of it as such advice. You must, instead, seek timely and competent legal advice appropriate to your circumstances.

Links to other sites are provided for your assistance only. I have no control over the content of such sites. If you enter any of those sites, you do so at your own risk.

Accordingly, I expressly disclaim any liability to you or to any person claiming under you for any act or omission in purported reliance on any of the content of my site or any of the content of a site to which I have provided a link.

Accuracy of Content
Legislation and judicial decisions can effect rapid change - sometimes without my knowledge. I therefore expressly disclaim any representation or warranty whatsoever as to the accuracy of the content of my site.

Changes to Content and to These Terms
I may change the content of my site (including these terms) at any time without notice. It is therefore your responsibility to visit my site regularly to ascertain the current content of these terms and of my site.

Use of My Site
I give no warranty whatsoever that my site is free of computer viruses or other similar characteristics. If you enter my site, you do so entirely at your own risk.

Accordingly, I expressly disclaim any liability to you or to any person claiming under you for any consequences whatsoever arising out of the use of my site or any site to which I have provided a link.

Applicable Law
The law applicable to these terms is the law of the Commonwealth of Australia and of the State of South Australia. Any legal proceedings arising out of or in connection with the use of my site must be commenced in a Court of competent jurisdiction in the State of South Australia.